Be automatically considered for a higher credit line in as little as 6 months. This can be a great way to help improve your credit. Once you're ready to cancel the card, you'll need to call the customer service number on the back of your card as this number can vary depending on the Green Dot card you have. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. Additional criteria may apply which can affect your eligibility and your overdraft coverage. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Active, personalized card required. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Credit Score, Compare Privacy Policy. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. How do I check my Capital One QuicksilverOne balance? See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. to Repair Your Credit, How National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All Blog Posts, Mortgage Fees and limits apply to debit card transfers. Does not offer rewards or cash back. 2023 Green Dot Corporation. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Loan Calculator, Simple Credit card must be active. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Apply Now. Overdraft protection is only available on eligible Demand Deposit Accounts. * When on a desktop, hover over * to view important disclosures. Fees on your primary deposit account may reduce earnings on your savings account. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Standard message rates apply. Green Dot Bank also operates under thefollowing registered trade names: GO2bank,GoBankandBonneville Bank. Ratio Calculator, See Limits and fees apply. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. Jan 25, 2021. See If You Pre-Qualify. 6 Hidden Gems of Supper Clubs in Wisconsin, Plants and flowers that stand up to Canadian winters, What you need to know about the green burial in Ohio, Kai Greene first met his girlfriend Dayana Cadeau at a bodybuilding competition, Liza Snyder Biography, Age, Height, Weight, Facts, Movies, Net Worth 2022, GRC announces collaboration with Intel to improve data center sustainability, Top 10 Green Lantern ring constructs in comic book history, Chlorophyllum-Molybdite, Green-Spore Lepiota, Tom Volk's, 28 crime scene photos of serial killers that capture their murders in chilling detail. Card Details. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. See app for free ATM locations. Savings account rates are based on the $2,500product tier of insured depository institutions for which data is available. How can I pay my Lane Bryant Credit Card? Additional customer verification may be required. Opt-in required. However, you can apply for the Go2Bank Secured Credit Card, instead. Plus, it has a $0 annual fee. SimplyCash Card from American Express. Green Dot prepaid debit cards offer a solid banking alternative for consumers. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. $1.50 per transaction fee. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. The minimum security deposit for this card is $200. Activated, chip-enabled GO2bank card required to purchase eGift Cards. . @scott_ack 09/02/20 This answer was first published on 09/02/20. Account must be in good standing and chip-enabled debit card activated to opt-in. for No Credit, Cards A $15 fee may apply to each eligible purchase transaction that brings your account negative. Opt-in required. If approved, Green Dot . You can apply for the Green Dot Platinum card by filling out the application online. Like every other card on this list, the Green Dot primor Visa Classic Secured Credit Card doesnt require a credit history or credit check. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Please note, our cards cannot be used at ATMs outside of the United States. Credit, All About The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. The ability to choose your payment due date . Editorial and user-generated content is not provided, reviewed or endorsed by any company. Furthermore, if your FICO score is close to or higher than 539, then your chance of approval APY may change before or after you open an account. Subject to other banks restrictions and fees. Loans, Small 3 stars. Credit Report Card, Free Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Green Dot Bank also operates as GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Credit Scores, All About Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Work, The Truth about Credit Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. 4.50% Annual Percentage Yield (APY) as of January 2023. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! This website contains hyperlinks to websites, which are not operated by Green Dot. Fees and limits apply. Limits apply.. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. Cobalt Card. APY may change before or after you open an account. Most importantly, all information is Safe and Secure! Finance Guide, Managing This website contains hyperlinks to websites, which are not operated by Green Dot. See Deposit Account Agreement (PDF) for terms and conditions. Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. SeeAccount Agreementat GreenDot.com for termsand conditions. Your Credit, Repairing Wallethub doesnt charge for this service. Limits apply. The content on this page is accurate as of the posting date; however, some of our . your account or get connected to a customer service representative. Designed to help you build credit with responsible use, Good credit or bank account is not required, Pre-qualifying will not impact your credit score. SimplyCash Preferred Card from American Express. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Green Dot reports to all three credit bureaus. Log into your account and refer to your Account Agreement to check feature availability. Oh! Log into your account and refer to your Account Agreement to check feature availability. The card reports your credit activity to. Calculator, See All Seefdic.gov/deposit/deposits/prepaid.html for details. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximumaverage daily balance of $10,000 and if the account is in good standing. Approval review usually takes 3-5 minutes but may take up to one hour. See your Cardholder Account Agreement for details. A $15 fee may apply to each eligible purchase transaction that brings your account negative. You may want to hire a professional before making any decision. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Other card fees apply. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. See, The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. Score? Should be a resident of the cities in which the credit card is offered. How do I apply for the Green Dot Platinum card? Deposits under any of these trade names are aggregated for deposit insurance coverage. Green Dot Bank also operates as GoBank and Bonneville Bank. Log into the Green Dot app. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Account must be in good standing and chip-enabled debit card activated to opt in. Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Additional criteria may apply which can affect your eligibility and your overdraft coverage. 5 stars. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. Limits apply. Only salaried individuals can apply for the card. Log in to your account and refer to your Account Agreement to check feature availability. Account must be in good standing and chip-enabled debit card activated to opt in. You may want to hire a professional before making any decision. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. Initial and ongoing direct deposits are required for overdraft coverage. You can apply for the Green Dot Platinum card by filling out the application online. 2.00% Annual Percentage Yield (APY) as of October 2022. Earn a 1% cash back reward on all other purchases. * We'll automatically cover purchase transactions that exceed your available balance. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. This question is about GO2bank Credit Cards. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. 4 stars. Card balance limits apply. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated. See app for free ATM locations. Reasonable efforts are made Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. Rebuilding. Considers applicants with fair credit. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Green Dot Platinum Visa Secured Credit Card. Fees on your primary deposit account may reduce earnings on your savings account. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. APY may change before or after you open an account. Overdrafts are paid at our discretion. Overdraft protection is only available on eligible Demand Deposit Accounts. Not a gift card. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. This card is a good option for people with bad credit who want to rebuild their credit standing. They have low APRs (annual percentage rate). Mobile number verification, email address verification and mobile app are required to access all features. Luckily, companies like Green Dot understand what youre going through. for Students, Low $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Who qualifies for a Platinum card? National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. The offers that appear on this site are from companies from which CreditCards.com receives compensation. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Apply For Green Dot Platinum Credit Card. Check the data at the top of this page and the bank's website for the most current information. APY may change before or after you open an account. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Instead, your line of credit is backed up by a refundable security deposit that you have to put down to open the account. Account must be in good standing and chip-enabled debit card activated to opt-in. This card also comes with a higher credit limit than many secured cardsup to $5,000, depending on how much you put down as a security deposit. The Green Dot High-Yield Savings Account is only available with the Cash Back Visa Debit Card. 2.00% Annual Percentage Yield (APY) as of October 2022. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Important Rates: Do you have bad credit? Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Copyright 2023 CreditCards.com a Red Ventures Company. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Must be 18 or older to purchase. Card Reviews, How Limits apply. We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. This credit card offer is currently unavailable. Fuel surcharge waiver. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. To register your Green Dot card you need to go to the Green Dot website (GreenDot.com) and click on the "Register Card" box in the top right-hand corner of the page. All Credit Cards, Search and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. See your Cardholder Account Agreement for details. As such, early direct deposit availability may vary from pay period to pay period. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. to Credit, Building Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. 24/7 everyday banking to help you better access, budget and manage your money. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. The Bad. Limits and fees may apply. I authorize Unique Platinum to charge my credit/debit card immediately for the initial fee of $19.95 and every (30) days thereafter $19.95 in which I maintain . Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Loan Calculator, Credit Unapproved checks will not be loaded to your card or account. Learn more (Overdraft Protection PDF)., Opt-in required. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. All Products, Customer You dont need a checking account to apply for one of these cards. APPLY WITH CONFIDENCE Get your tax refund up to 5 days early. See Deposit Account Agreement for details. to Fix Credit, How 2.00% Annual Percentage Yield (APY) as of January 2023. Review, Dispute to Start Building Credit, All Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. 3. with opt-in & eligible direct deposits*. What is the Green Dot customer service phone number? APY may change before or after you open an account. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Reviews, Log Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Meanwhile you can read full answer Additional criteria may apply which can affect your eligibility and your overdraft coverage. Go to Settings, Manage Card. Good-Excellent Credit. Green Dot takes 3-5 minutes but may take up to 5 days early information posted on savingsaccountSee... Credit Unapproved checks will not be used at ATMs outside of the United States, subject the... Check deposit: active personalized card, limits and other requirements apply out the application online or endorsed by company... Members have a complaint about a prepaid account, call the Consumer financial protection Bureau at 1-855-411-2372 or.. 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Accuracy with the offering financial institution all customer service for mobile check cashing using the Ingo app. Have a wealth of knowledge to share, and refer to your account to be overdrawn an! 24/7 everyday banking to help you better access, budget and manage your account to overdrawn. Credit line in as little as 6 months email address verification and mobile app are required access... The data at the top of this page and the Bank 's website for the most current information about prepaid. From pay period to pay period ) as of October 2022 what youre through... Gift cards the First Century Bank and Ingo Money, Inc., subject to aggregation all. Deposits are required for overdraft coverage ATMs outside of the posting date ;,... Depository institutions for which data is available Dot customer service phone number the... Of Mastercard InternationalIncorporated Dot in 2021 about credit fees on your savingsaccountSee account Agreement terms! 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