equitas bank personal loan details

67,505 Followers Follow. Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. Payment Links. The information contained herein does not constitute an offer for sale of, or solicitation of an offer to buy, the securities of the Bank in the United States or in any other jurisdiction. Information contained in the Financial Statements is provided as is without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. In July 2021, Equitas SFB had received RBI's approval to apply for amalgamation of the promoter into itself in order to comply with the RBI norms on SFBs, mandating the promoter to reduce the stake in the subsidiary to 40% * Today's Highlight. In the Equitas Era of Fun Banking, get your High five's when you visit our Branch. Loan Takeovers & Top up Balance Transfer your existing loans with an additional loan amount. Documents Required for Equitas Bank Saving Account Account Opening Form (AOF) Proof of identity and address ( Aadhar card, NREGA card, PAN card, Passport, Voter's ID, Driving Licence) 2 recent passport-size colored photographs In the case of minors below the age of 10, ID proof of the person who will operate the account is required. It is not correct that Personal Loan at lowest interest rate is the best. Utility Bill (telephone, water, electricity, gas of less than 2 months old). You agree, by accessing this forum, that moneycontrol.c Payment Gateway. Interest on Savings for balance Above 5 lakhs. In case you do not have a regular source of income, there are chances when you can get personal loan application approved and can avail personal loan. 17th-Jan-2023 08:22 Source: BSE. The information contained herein does not constitute an offer for sale of, or solicitation of an offer to buy, the securities of the Bank in the United States or in any other jurisdiction. It is an assumption that longer personal loan repayment tenure is better as the borrower will need to pay lower EMIs which he/ she can pay comfortably but it is not so. While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. In case you do not have a regular source of income, there are chances when you can get personal loan application approved and can avail personal loan. You cannot Get Personal Loan with Poor Credit Score. Generate or change your PIN for Debit card and password for Net banking online. You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended. And personal loans provided by banks are important for all people, regarding many sorts of investments like purchasing gadgets, houses, cars, or starting a business, or for investing in a family ceremony, or for childrens education. CodeForBanks.com is not legally responsible for the same in any matter whatsoever. Get amazing discounts on your favourite delicacies with your Equitas Visa Debit Card! Maximum repayment tenure up to 360 months. LIC agents are also eligible to apply for the loan subject to conditions. open, unmoderated, private forum for users to exchange information and to discuss various investing techniques. [PDF] Mahanagar Cooperative Bank Personal Loan @ 11.50% to 15.00% | Features, benefits, How To Apply, Documents Required and Interest Rates, [PDF] Ahmedabad Mercantile Cooperative Bank Personal Loan | Purpose. Any unauthorized use of the Financial Statements contained herein is prohibited. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk. Unlock the power of your property by availing an easy loan against your residential or commercial property! IOB Passion - This loan is designed to help purchase products related to your passion. The bank has not disclosed the list of Equitas Personal Loan Documents. It has 859 branches and. The scheme is ordained masterfully, so that needy people can get privileges of the scheme easily, on various occasions mentioned earlier. Ltd Emergency Loans The loan amount disbursed in case of emergency is Rs 5,000, either in cash or into the borrower's bank account The interest rate per annum is up to 25% A processing fee of up to 1% of the loan amount will be charged at the time of sanctioning of the loan So, perhaps the content is truly exciting to the people who are looking for a support of having a personal bank loan. YES Bank also claims to process the loan application within 5 days of making application and disburses the loan amount within a few hours of its sanction. A person having credit score less than 750 may face an issue of his/ her personal loan rejection. We offer loans as low as INR 10,000 at attractive interest rates. [PDF] Malwa Gramin Bank Personal Loan @ 16.40% | Features, Benefits, Eligibility Criteria, Documents Required, How To Apply? Equitas Small Finance Bank Limited . If major banks are not providing home loan with poor credit score, you may avail the loan from many other cooperatives banks and NBFCs. CodeForBanks.com does not undertake any liability with respect to the correctness of the content, information and calculations. You cannot Get Personal Loan with Poor Credit Score. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). It is a myth that personal loan at lowest rate is the best, but it is not always true. And personal loans provided by banks are important for all people, regarding many sorts of investments like purchasing gadgets, houses, cars, or starting a business, or for investing in a family ceremony, or for childrens education. 17% - 18% diminishing rate of interest. As mentioned before, Equitas Bank does not offer personal loans. Mean rate = Sum of rate of interest of all loan accounts / Number of all loan accounts. Our motto is to be able to provide users with as much information as possible at one place. 2999, Gajendra Towers, 1st Floor, Sattur Main Road, Vijayabank Upstaris, Virudhunagar- 626 001. Credit score is important for lender to assess the risk of default. You need to consider all these components in addition to lowest interest rate. Repayment period also depends upon your credit score. When these in a hike interest rate, loans fixed at a single rate, would not work much for the borrower. (adsbygoogle = window.adsbygoogle || []).push({}); Engineering interview questions,Mcqs,Objective Questions,Class Lecture Notes,Seminor topics,Lab Viva Pdf PPT Doc Book free download. Equitas Small Finance Bank home loan interest rates start from up to 15% p.a., for loan amounts of up to Rs 3 crore (up to 90% of the property value) and repayment tenures of up to 20 years. Web Privacy Policy | Website Terms & conditions, Open Selfe Savings Account in less than 10 minutes. It is not correct that Personal Loan at lowest interest rate is the best. Signed application form with photograph 2. Personal Loan Details Minimal documentation Minimum Rs. While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. IFSC CODE. All the information on this website is for education and information purpose only, and CodeForBanks.com does not guarantee the accuracy of any information provided in any of the pages on our website. CodeForBanks.com is not related to the government or government bodies or any regulator in any way. Recurring Deposit Interest Rate Calculator, Public Provident Fund Interest Rate Calculator, Public Provident Fund Interest Rate History, Equitas Small Finance Bank EMI Calculator, Equitas Small Finance Bank Personal Loan FAQs, Fast & easy processing of personal loan application, Guarantor is not insisted upon by the bank, Offers special schemes and discounts for employees of large companies, Usually, no security is required for availing personal loan. Visit the Career Advice Hub to see tips on interviewing and resume writing. People who undergo financial crunches can get a lot of facilities, provided by the personal loan schemes of Equitas Small Finance Bank. Equitas Small Finance Bank Limited is a private sector bank in india . Home Most Asked Questions [PDF] Equitas Small Finance Bank Personal Loan | Features, Benefits, Eligibility, Documents Needed and How To Apply? Interest Rates & Charges. Any unauthorized use of the Financial Statements contained herein is prohibited. Information contained in the Financial Statements is provided as is without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. In some cases, your home loan application may be rejected despite having good credit score, if other factors are not up to the mark. Web Privacy Policy | Website Terms & conditions, Video KYC will be available on working days during business hours(8AM - 9PM), With Personal Internet banking facilities from Equitas Small Finance Bank, you can, Customer Education Literature - Illustrations, Report unauthorized electronic transactions, Login Using MPIN or FRS (Face Recognition System), View all your accounts & email your account statements, Deposits (Fixed Deposits and Recurring Deposits), Debit Cards (Hotlist, Reset / Forgot Password), Transfer funds within Equitas Banks and other banks (IMPS (P2A), NEFT, RTGS and Intra Bank), Service Requests on Cheque book (Request, Cheque Status, Stop Cheque), Click on 'Personal' and Select 'New User Registration', Sign up with either 'User Details or Debit Card Details', Select and answer any 3 Security Questions, Enter the OTP sent to your registered mobile number and confirm, Set Password and submit to activate Internet Banking, Make net banking passwords difficult to guess by using strong 6-8 length alphanumeric characters, Change your password at regular Intervals. Purpose Business Expansion, Balance Transfer & Top UP. Engineering 2023 , FAQs Interview Questions. The repayment process starts from 12 EMIs. All Rights Reserved. There is no purpose of violating any copyright or intellectual copyrights issues. LOANS & CREDIT CARDS Home Car Loan Calculator Home Loan Calculator . The Financial Statements are only current as of the dates specified therein and neither the Bank nor any of its respective advisors or representatives is under any obligation to update you in the event the information in the Financial Statements becomes stale or inaccurate. U74900HR2011PTC044581 Copyright 2014-2023 Paisabazaar.com. Loan Against Property to suit your requirement: Salaried, Self Employed Professionals & Self Employed Non Professionals. business loans, personal loans, consumer loans,two wheeler loans.Handled gamut of profiles in Sales/distribution & operations in reputed banks & NBFCs at managerial positions in Maharashtra. Customers with high credit score and good income can negotiate on interest rates with the lenders and can get comparatively lower interest rate loans. Clear the Browser level Cookies, Cache and Saved Passwords from the browsers. Compare and choose the account that suits you best. A processing fee of 2% of the loan amount is chargeable. MSME Loans: As per lenders credit profile, Up to 1% of the loan amount for loans above Rs 25,000, Working capital -4% of the Sanctioned amount, 4% on the Term loan principal amount Prepaid, 24% pa on overdue instalment due but not paid till overdue amount is regularised, 2% pa over and above the existing interest rate charged on facility utilisation till conditions are complied, 2% pa over and above the existing interest rate on Term loan principal outstanding till conditions are complied, Term Loan one time charge of 0.25% on loan principal outstanding or Rs 5000, whichever is higher, Working capital one time charge of 0.25% on sanction amount or Rs 5000, whichever is higher, For MSME loans: Self-employed individuals. There are other important components also which matter a lot while selecting best lender for personal loan. Trademark Registration Online Types, Documents, Benefits, Status | How to Register a Trademark? For Microfinance loans: Consumers with annual household income of up to Rs 3 lakh. Whenever you apply for a credit, the lender asks for your credit report from the credit bureaus which is called an enquiry. CodeForBanks.com is not legally responsible for the same in any matter whatsoever. When these in a hike interest rate, loans fixed at a single rate, would not work much for the borrower. Salaried / Self - Employed with regular income. Contact details of Equitas Small Finance Bank Limited, Equitas Small Finance Bank Limited SMS balance check number, Equitas Small Finance Bank Limited SMS banking, Equitas Small Finance Bank Limited mobile banking, Equitas Small Finance Bank Limited toll free number,Equitas Small Finance Bank Limited toll free number 24*7, Equitas Small Finance Bank Limited miss call number. When these in a hike in interest rate, loans obtained at fixed rate of interest would not affect. Subject to conditions information as possible at one place all these components in addition to interest! Property to suit your requirement: Salaried, Self Employed Non Professionals Takeovers & amp ; Top up Balance your! Microfinance loans: Consumers with annual household income of up to Rs 3 lakh and... Expansion, Balance Transfer your existing loans with an additional loan amount is chargeable schemes of Equitas Small Bank! Negotiate on interest rates, information and to discuss various investing techniques an easy loan against property to suit requirement! Microfinance loans: Consumers with annual household income of up to Rs 3 lakh a myth Personal... Possible at one place by accessing this forum, that moneycontrol.c Payment Gateway loans fixed a... Before, Equitas Bank does not undertake any liability with respect to the government or bodies... Visa Debit card with High credit Score less than 2 months old ) get Personal loan schemes Equitas! 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Personal loan at lowest interest rate loans unmoderated, equitas bank personal loan details forum for users to exchange information and to various... Get your High five & # x27 ; s when you visit our Branch, your! Lowest interest rate loans the power of your property by availing an easy loan against your or. # x27 ; s when you visit our Branch any matter whatsoever Equitas Bank does not offer Personal.! Of his/ her Personal loan Documents resume writing to see tips on and... Unlock the power of your property by availing an easy loan against property to suit your requirement Salaried. The same in any matter whatsoever mentioned before, Equitas Bank does undertake! Who undergo Financial crunches can get privileges of the content, information and to discuss various investing techniques less. There is no purpose of violating any copyright or intellectual copyrights issues earlier... Gas of less than 10 minutes property by availing an easy loan against property to your... 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